Expert Mortgage Guidance, 30+ Years Strong
With funding numbers in the billions, no scenario is too simple or complex. We've seen it before. Let's discuss your goals.
Simple Process
How It Works
Apply Online
Fill out a quick application or schedule a call — takes under 5 minutes.
We Build Your Plan
Van reviews your finances and finds the loan structure that saves you the most.
Close & Save
We handle the paperwork and get you to closing fast — often in under 30 days.
What We Offer
Loan Programs
Conventional Purchase
Get pre-approved and close on your new home with a conventional loan built around your goals.
Rate Reduction Refi
Lower your monthly payment by refinancing into a better rate — no unnecessary complexity.
FHA Loans
Low down payment options for first-time buyers and those with less-than-perfect credit.
VA Home Loans
Zero down payment, no PMI, and competitive rates for eligible veterans and service members.
Reverse Mortgage
Help seniors access their home equity to supplement retirement income or eliminate payments.
DSCR Loans
Debt Service Coverage Ratio loans for real estate investors — qualify on rental income, not W-2.
Why Choose Van
Your Loan Officer Matters
As a Senior Mortgage Consultant with Saxton Mortgage, Van Simmons continues to enjoy the privilege of assisting clients with various financial goals — whether the objective is to purchase a new home, access equity, eliminate debt, or simply reduce monthly payments. With over 30 years in the financing world, no scenario is too simple or complex.
- 30+ years in mortgage lending
- Funding numbers in the billions
- Ranked in the top 3% company-wide
- University of Southern California graduate
- Fitness enthusiast, avid musician, and community supporter
Get Started
Schedule a Free Consultation
Fill out the form and Van will personally review your situation. Whether you're refinancing, purchasing, or looking to access equity — there's no obligation and no cost for the initial consultation.