Privacy Policy

1. Information We Collect

When you submit a contact or consultation request through the Site, we may collect:

• Name and contact information (first name, last name, email address, phone number)
• Mortgage-related details you voluntarily provide (loan interest type, current mortgage type, goals)
• Technical data such as IP address and browser/device information collected automatically when you visit

We do not collect Social Security numbers, financial account numbers, or credit information through this Site.

2. How We Use Your Information

We use the information you provide solely to:

• Contact you regarding your mortgage inquiry or consultation request
• Provide information about loan programs that may be relevant to your goals
• Comply with applicable federal and state mortgage lending laws and regulations
• Improve the Site's functionality and user experience

We will never sell, rent, or trade your personal information to third parties for marketing purposes.

3. How We Share Your Information

We may share your information only in the following limited circumstances:

• Saxton Mortgage: As Van's employing broker, Saxton Mortgage may receive your lead information for loan origination and compliance purposes.
• Service Providers: We may use third-party platforms (e.g., CRM, email delivery) to process and store your information. These providers are contractually bound to use it only on our behalf.
• Legal Obligations: We may disclose your information if required by law, court order, or government authority.

4. Cookies and Tracking

The Site may use cookies or similar technologies to remember your preferences and analyze Site traffic. You can configure your browser to refuse cookies, though some features of the Site may not function properly. We do not use cookies for advertising or cross-site tracking.

5. Data Security

We use commercially reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or alteration. All data is transmitted over TLS (HTTPS). However, no transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purpose for which it was collected, or as required by applicable law. If you would like your information deleted, please contact us using the information below.

7. Your Rights (California Residents — CCPA)

If you are a California resident, you have the right to:

• Know what personal information we have collected about you
• Request deletion of your personal information
• Opt out of the sale of personal information (we do not sell your data)
• Non-discrimination for exercising your privacy rights

To exercise these rights, contact us at van@saxtonmortgage.com.

8. Children's Privacy

This Site is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has submitted information to us, please contact us so we can delete it.

9. Third-Party Links

The Site may contain links to third-party websites (e.g., Saxton Mortgage's application portal). We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before submitting any personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

Questions or concerns about this Privacy Policy?